Klarna | Shop now. Pay later.

3.5
651K reviews
50M+
Downloads
Content rating
PEGI 3
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About this app

MANAGE YOUR PAYMENTS.
Get a complete overview of your purchases, upcoming payments, and outstanding balance. Stay on track by activating push notification reminders.

SHOP AT YOUR FAVORITE BRANDS.
Access Klarna's flexible payment options anywhere, and unlock cashback rewards at top stores—exclusively in the Klarna app. You can Pay now, Pay in 4 interest-free payments, Pay in 30 days, or Pay over time.

UP TO 10% CASHBACK.
Shop in the app and earn up to 10% cashback. No confusing points system—just real cash added to your Klarna balance, ready for your next purchase at any store.

GET THE KLARNA CARD.
Use Klarna at the coffee shop, mall, or restaurant—wherever Visa is accepted. Pay later or over time, shop abroad without additional foreign exchange fees, and enjoy no monthly or annual fees.

UNLOCK YOUR KLARNA BALANCE.
Earn money when you shop. Get cashback from Klarna purchases and receive lightning-fast refunds. Open your Klarna balance in minutes for free, add money instantly, and start collecting your cashback.

SHOP NOW. PAY LATER.
Split the cost of your purchase from any Klarna app store into 4 smaller, interest-free payments. And it works just as easily in-store with Apple Pay. So get what you love today and pay later.

NEW DEALS EVERY DAY.
Shop and save with exclusive deals and discounts from all over the world, right in the Klarna app. Find a deal you like, claim it with a tap, and check back tomorrow—new offers are added all the time.

TRACK ALL YOUR DELIVERIES.
Get live updates with delivery times, pickup codes, and even pickup location photos. Track your purchase from store to door in the Klarna app.

HASSLE-FREE RETURNS.
Need to send something back? Report a return right in the app. We’ll pause your purchase so you don’t have to pay in the meantime.

INSTANT SHOPPING CONFIRMATION.
No one likes to wait. When you buy something in the Klarna app, you'll see your purchase just seconds after you place the order.

24/7 CUSTOMER SERVICE.
Use our chat in the Klarna app for round-the-clock service.

DIGITISE YOUR LOYALTY CARDS
Klarna is the official successor to Stocard. Unclutter your wallet by scanning the code on your plastic cards within seconds.

// CA resident loans made or arranged pursuant to a California Financing Law license. //
Updated on
Jan 5, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App activity, App info and performance, and Device or other IDs
This app may collect these data types
Location, Personal info and 6 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.5
634K reviews
Nuno Rijken
January 7, 2025
Edit Logging in is no longer possible after the last update lmao. When the app still worked, it ran REALLY slow, so I ended up just taking screenshots of my most used cards. /edit Came here after the Stocard merger. VERY long registration process for Klarna, even for an 'existing' user. Also, the app lacks an option to remove loyalty cards, so you have to enter your details correctly the first time! Very much a step down from Stocard imo
3 people found this review helpful
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Klarna Bank AB (publ)
November 1, 2024
Hi there, We understand that the updated app is a new change, and we appreciate your feedback! Thank you for taking the time to leave a review.
Mohammed Mudassir Shaikh
December 18, 2024
So annoying, it doesn't specify the reason of payment failed and keep mentioning technical issue. 20 days ago and it still the same problem. Also the session timing is so short that you need to login in every few mins. There is also a glitch in app that shows welcome screen in middle of the payment. Some website aren't listed specially the one providing good offers. It seems like providers/shops pays the most incentives to Klarna are on the top. The app is very annoying and less transparent.
8 people found this review helpful
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Klarna Bank AB (publ)
December 18, 2024
Hi Mohammed, thank you for your feedback. There are many factors that can affect your ability to make a purchase using Klarna. Keep in mind that a denial does not mean you'll be denied again in the future as each order is assessed separately. We hope to shop with you again soon. Take care.
Rutger Folmer
December 4, 2024
So slooooow. Like many others I was forced to move from Stocard to Klarna. Which in itself is curious as the two apps have rather different purposes. But my biggest issue is that Klarna is so slow, I can't be bothered anymore to scan my cards. And this is on a premium Samsung phone. Let alone how it would work on a budget phone. Terrible. Update after dev's response: you are providing a link to a page explaining how to use Stocard. An app that doesn't exist anymore...
31 people found this review helpful
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Klarna Bank AB (publ)
December 4, 2024
Hi, we're sorry to hear that you're experiencing this issue and we want to help. Please visit us at https://www.klarna.com/international/stocard-en/ to view our FAQ page for troubleshooting tips.

What’s new

Shop smarter in the latest Klarna app. Discover Klarna balance, earn up to 10% cashback, pay flexibly at top brands, and keep track of all your payments. We've also made updates to boost your shopping experience.