Whether you're paying off debt, saving more or just living within your means, you're working at avoiding the fear and stress of those who are not in control of their finances. This book guides you through a step-by-step process of identifying your spending habits, designing a flexible and realistic budget, and tracking your expenses. It also offers numerous and creative ways of reducing your spending and increasing your savings.
A little effort can save you thousands of dollars a year!
Bonnie Raney O’Brien is a writer, business manager and trainer. She has traveled extensively, interacting with countless people from various parts of the United States. She has over 30 years’ experience managing personal and business finances and has lived through numerous economic recessions. Bonnie currently lives in Northeast Pennsylvania, USA.