As a seasoned investor and holder of a Bachelor's Degree in Business Administration, I delve deeply into demystifying the fundamentals of mutual funds. I meticulously dissect every aspect of mutual funds, elucidating them in straightforward language to empower the average individual to comprehend the intricacies. Understanding that investing can be daunting sans a financial advisor, I advocate for self-directed investment decisions, including the purchasing and selling of mutual funds, potentially saving money in the process.