bunq

3.9
24.9K reviews
1M+
Downloads
Content rating
PEGI 3
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

Discover mobile banking tailored to every stage of your life. Whether you're exploring new countries, building your dream business, or managing a growing family, bunq helps you save, spend, budget, and invest effortlessly. Open your account in just 5 minutes and start your 30-day free trial today.

Our Plans

bunq Free - €0/month
Get started with essential banking.
• 3 Bank Accounts to get you started
• Instant Payments and real-time notifications
• 1 virtual card with Google Pay support
• Scheduled Payments and AutoAccept for requests
• Withdraw cash at ATMs (€2.99/withdrawal)
• Earn 3.01% interest on USD/GBP savings
• Invest in stocks with ease
• €1,000 ZeroFX for foreign payments
• Plant a tree for every €1,000 spent

Business features:
• Tap to Pay
• 0.5% cashback

bunq Core - €3.99/month
A bank account for everyday use.

All bunq Free benefits, plus:
• 5 Bank Accounts for your everyday needs
• Open and manage up to 4 Child Accounts
• 1 physical card included
• Shared account access for joint management
• Add loyalty cards for quick access
• Earn points with bunq Points and redeem rewards
• Unlimited ZeroFX
• 24/7 SOS Hotline for emergencies

Business features:
• Director access
• Shared account access
• 100 free transactions/year
• Bookkeeping integrations

bunq Pro - €9.99/month
The bank account that makes budgeting easy

All bunq Core benefits, plus:
• 25 Bank Accounts for effortless budgeting
• 3 physical cards and 25 virtual cards included
• Personalized budgeting insights and payment sorter
• 5 free foreign currency payments/month
• Secondary PIN for multiple accounts on one card
• Plant a tree for every €250 spent
• 20% discount on stock trading fees
• Free for students

Business features:
• Add up to 3 employees
• Employee card and Tap to Pay access
• 250 free transactions/year
• 1% cashback
• AutoVAT

bunq Elite - €18.99/month
The account for your international lifestyle.

All bunq Pro benefits, plus:
• Worldwide travel insurance
• 10 free foreign currency payments/month
• Earn 2% cashback on public transport and 1% at restaurants/bars
• Invite 2 friends to form a Cashback team and earn more
• Double bunq Points for even better rewards
• 4x 2GB free eSIM bundles for roaming
• Plant a tree for every €100 spent
• 50% discount on stock trading fees

Your Security = Our Priority
Boost your bank security with two-factor authentication for online payments, Face & TouchID and 100% control of your cards in the app.

Your Deposits = Fully Protected
Your money is insured up to €100,000 by the Dutch Deposit Guarantee Scheme (DGS).

Invest in the bunq app through our partners. Investing involves risks, including potential loss. bunq does not provide trading advice. Manage your investments at your own risk.

bunq is authorized by the Dutch Central Bank (DNB). Our US office resides at 401 Park Ave S. New York, NY 10016, USA.
Updated on
Jan 16, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info and 6 others
This app may collect these data types
Location, Personal info and 8 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.9
24.4K reviews
Ethan Sarikas
December 18, 2024
If I could give zero stars I would. i had a fine time using the account. but I have a credit card to be able to dispute charges. i have had a charge appear on my list without receiving any of the information. that charge when in 3 times. tried to dispute it and did not get my money back. other banks I always got my money back when doing a charge back. this is absurd and would not recommend this bank to anybody (really upset I recommeneded it to people in the past).
33 people found this review helpful
Did you find this helpful?
bunq
December 19, 2024
Hey! We're sorry to hear about your experience and understand how frustrating this must be. We'd love the opportunity to review your case further and assist you. Please reach out to us via the in-app support center or at [email protected] from the email linked to your bunq account. We'll take another look and do our best to help resolve this 🌈
Ben W
January 1, 2025
Does a lot while being very unpolished. Why are new features appearing like a points system, wheel of forture and community stuff while the fundamental parts of the app have issues? Infinitely spinning payments after accepting them, changing the category changes the selected payment account on transactions, the barebones search, the list goes on. Bunq does a lot of things right, and I wish they would focus on being bug free before upselling to frustrated customers.
13 people found this review helpful
Did you find this helpful?
bunq
January 1, 2025
Hey there 👋 Thanks for your review. Providing you with the best service has always been our priority, and we're gutted to hear that your experience was not up to standards. If there’s a particular incident you want us to look into, please e-mail us at [email protected] 📩 You can also share any suggestions at: together.bunq.com/t/ideas 💡
Dorus van der Kroft
June 23, 2020
The update V3 is a disaster. Completely unlogical. UX is hideous. Don't get the Instagram feed, it's a banking app stick to that. Everything is focused about planting trees. If I wanted that I would go to the garden centre. Had everything nicely split between business and private. Now everything is combined into one. And the worst thing is that it's just not working. Tried to make a payment and it refuses my fingerprint.
20 people found this review helpful
Did you find this helpful?

What’s new

An error occurred when switching to bunq Core. We've fixed it!
Enjoy better control over your SOS Hotline call screen: minimize it, mute yourself, or switch to speakerphone.
Plus, we've squashed more bugs to keep everything running smoothly.