Lightyear: Invest in stocks

Inkunzi esengozini.

I-Lightyear iyinkundla yokutshala imali eyasungulwa yi-ex-Wise duo, enekomkhulu eLondon, futhi esebenza emazweni angama-22 aseYurophu. Inikeza ukufinyelela okunezindleko eziphansi ezimakethe zamasheya zamazwe ngamazwe, kanye nenzalo emalini engatshaliwe.

Abantu ngabanye - kanye namabhizinisi kwamanye amazwe - bangalanda uhlelo lokusebenza lokutshala imali lwe-Lightyear, futhi bavule i-akhawunti yezinhlobo eziningi zemali. Ukusuka lapho, ungafaka, ubambe futhi utshale imali yakho ezimakethe zamasheya zomhlaba nge-EUR, GBP ne-USD. Ukheshi wakho ongatshaliwe uzozuza esilinganisweni sebhange elikhulu kukhishwe imali emisiwe engu-0.75%. Uhlelo lokusebenza lwemali nesitoko luyatholakala kubo bobabili abasebenzisi be-Android ne-iOS. I-Lightyear futhi inenkundla yewebhu lapho ungafinyelela khona izitoko zakho namasheya, ukutshala imali kanye nokubuka imakethe.

Ukuze uthole ukutshala imali - vele ulande uhlelo lokusebenza, uvule i-akhawunti yakho yokutshala izimali eziningi, bese uthayipha ithikha noma inkampani onentshisekelo yokutshala imali kuyo! Futhi khumbula, ukheshi ongawusebenzisi ukutshala imali uzozuza inzalo.

AMA-AKHAWUNTI EMININGI

Tshala imali emakethe yamasheya yamazwe ngamazwe - I-Lightyear ixhuma nokuhwebelana okukhulu kunawo wonke emhlabeni wonke kulo lonke elaseYurophu nase-US ukuze ukwazi ukutshala ezitokisini zamazwe ngamazwe kanye namasheya.

I-GBP, i-EUR, ne-USD - ungabamba ukheshi ku-akhawunti yakho yokutshala ngamaphawundi, ama-euro namadola. Lawa ma-akhawunti amahhala. Ukhokha imali ye-FX kanye kuphela, uma uthenga futhi uthengisa ngalolo hlobo lwemali (esikhundleni sakho konke okwenziwayo, njengezinye izinkampani eziningi).

Zuza inzalo ngokheshi ongatshaliwe - imali ongayisebenziseli ukuhweba ngamasheya izozuza enanini lenzalo elihamba ne-Central Bank Rate (bona amanani amanje emali engatshaliwe ku-lightyear.com/pricing).

IZIMALI NOKUHWEBISWA KWESTOCK:

Ukuhweba ngamasheya - tshala ngokukhetha izitoko nezimali zamazwe ngamazwe ezingaphezu kuka-3,500.

Iwashi lemakethe - cwaninga ngethikha yesitoko bese wengeza izitoko zakho ozithandayo namasheya ohlwini lwakho lokubuka imakethe.

Ama-ETF - tshala izimali ezihwebayo ezivela eVanguard, Amundi, iShares, nokuningi, ezinkombeni ezidume kakhulu.

Amasheya namasheya - amasheya angamafraction ezitokweni zase-US ayatholakala.

I-LIGHTYEAR STOCK VESTING APP Iwine ‘I-UX ENHLE YONYAKA’

Siwine umklomelo "we-UX Ongcono Kakhulu Wonyaka" kwa-Altfi ngo-2021 ngohlelo lwethu lokusebenza lokutshala imali.

Uhlelo lwethu lokusebenza lwemali nesitoko lutholakala emazweni angama-22.

UKUPHEPHA NEMITHETHO

Izimpahla zakho - kokubili ukheshi ku-akhawunti yakho nezibambiso zakho (zonke izitoko zakho namasheya) - kungokwakho, hhayi i-Lightyear. Zigcinwe ku-akhawunti yezimpahla zamakhasimende esikhundleni sakho.

Izimpahla zakho zikhaviwe kuze kufike ku-20,000 EUR yi-Estonian Investor Protection Sectoral Fund.

Izibambiso zase-US zivikelwe kuze kufike kunani lika-$500,000.

Ukuvikelwa akukubandakanyi ukulahlekelwa okuvela ekutshaleni imali ezimakethe zamasheya.

Funda kabanzi lapha: lightyear.com/gb/help/deposits-conversions-and-withdrawals/how-are-my-assets-protected

IMVELAPHI YENKAMPANI

UMartin Sokk no-Mihkel Aamer basungule inkundla yokutshala imali i-Lightyear ngo-2020.

UKUTSHALWA KWEMALI NOKUTHULA: U-Taavet Hinrikus, umsunguli kanye noSihlalo we-Wise, wayengumtshali-zimali wezingelosi ze-Lightyear emzuliswaneni wakhe wokutshala imali ongama- $ 1.5m wangaphambi kwembewu. I-Lightyear yethulwe e-UK ngoSepthemba 2021, inyusa enye imali engu-$8.5M yokutshalwa kwezimali, eholwa yi-Mosaic Ventures. Inkundla yokutshalwa kwezimali yabe yethulwa emazweni ayi-19 eYurophu, ngoJulayi 2022, isiqoqe amaRandi ayizigidi ezingama-25 emzuliswaneni wayo wokutshalwa kwezimali ochungechungeni A, oholwa yinkampani yase-US ye-Lightspeed; okunye ukutshalwa kwezimali okuphawulekayo kuhlanganisa i-Virgin Group, ebala u-Richard Branson njengoyedwa wabanikazi bamasheya.

Inkunzi esengozini. Umhlinzeki wezinsizakalo zokutshala izimali yi-Lightyear UK Ltd yase-UK kanye ne-Lightyear Europe AS ye-EU. Imigomo iyasebenza - lightyear.com/terms. Funa iseluleko esifanelekayo uma kudingeka.